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Securities products [and advisory services] offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ: 4201 Congress Street, Suite 295, Charlotte, NC 28209 , ph# 704-552-8507. PAS is an indirect, wholly-owned subsidiary of The Guardian Life Insurance Company of America® (Guardian), New York, NY. The PSGroup is not an affiliate or subsidiary of PAS or Guardian. Important Disclosures 2016-19987 Exp 3/18